Mutual Fund SIP • Goal-Based Planning • Wealth Creation
SIP Calculator — Systematic Investment Plan Returns
Calculate your SIP maturity amount and total wealth created. Find out how much your monthly mutual fund investment will grow over time with the power of compounding.
Calculate SIP Returns
Total Amount Invested
Estimated Returns
Maturity Value
Absolute Gain
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What is a SIP?
A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. It harnesses the power of rupee cost averaging and compounding to build wealth steadily over time — ideal for salaried individuals with regular income.
Why Invest via SIP?
- Start with as little as ₹500 per month
- No need to time the market — buy more units when markets fall
- Long-term equity SIPs have historically returned 12%–15% CAGR
- ELSS mutual fund SIPs qualify for 80C deduction (up to ₹1.5 lakh)
- Flexible — pause, increase, or stop anytime
SIP vs Lump Sum
| Factor | SIP | Lump Sum |
|---|---|---|
| Market timing risk | Low (averaged) | High |
| Minimum amount | ₹500/month | ₹1,000+ |
| Best for | Salaried investors | Windfall / bonus |
Need help selecting the right ELSS or equity mutual fund for your SIP? Talk to our CA at FinLegit — free consultation.