80C • 80D • NPS 80CCD • HRA • Old Tax Regime
Tax Saving Calculator 2024 — Maximise Your Deductions
Find out exactly how much tax you can save through 80C investments, health insurance, NPS, HRA, and other deductions under the Old Tax Regime. Reduce your tax bill legally.
Calculate Your Tax Savings
Total Deductions (incl. ₹50k std.)
Taxable Income
Tax Payable (Old Regime)
Total Tax Saved
Book a Free Expert Call
Want to legally minimise your tax liability? Our CA will identify every deduction you qualify for and maximise your tax savings.
Request received! Our expert will call you within 2 hours.
Key Tax-Saving Sections (Old Regime)
| Section | What Qualifies | Limit |
|---|---|---|
| 80C | PPF, ELSS, LIC, EPF, NSC, home loan principal, tuition fees | ₹1,50,000 |
| 80D | Health insurance premium (self, family, parents) | ₹25,000 – ₹1,00,000 |
| 80CCD(1B) | NPS (National Pension Scheme) contribution | ₹50,000 |
| 24(b) | Home loan interest (self-occupied) | ₹2,00,000 |
| 80TTA | Savings bank interest | ₹10,000 |
| 80G | Donations to eligible charities | 50%–100% of donation |
Old Regime vs New Regime — Which Saves More?
The Old Regime is better if your total deductions exceed ₹3.75 lakh (for income above ₹15 lakh). Below that threshold, the New Regime typically saves more tax. Use our ITR Calculator to compare both regimes side by side.
Not sure which regime suits you? Our CA at FinLegit will analyse your income and deductions and tell you exactly which option saves more tax.